· Estimate your contribution · Make a telephone appointment · Face-to-face or secure video interview · Contract signed
The minimum contribution is €1,080/year up to €150,000 and thereafter, calculated in proportion to the overall value of your collection.
Watch For Life relies on a solid network of jewellers to distribute its insurance policy for collectors.
Precious stones, watches, jewellery, paintings, wine, leather goods, various art collections...
Contact our customer service department on :
Swiss : +41 22 310 17 00
France : +33 1 83 65 65 65
contact@watchforlife.com
Unfortunately, as the years go by, the number of watch thefts continues to rise.
The Watch For Life insurance policy protects your watch collection against accident, loss and theft.
La vigilance et la prudence ne peuvent pas empêcher le racket.
See the brochure online.
Travelling with a luxury watch can involve certain risks, including the possibility of theft, loss, damage or security problems.
Here are some of the potential risks and the steps you can take to minimise them :
Carrying value’ refers to insurance cover for goods or objects that you carry on your person or in your luggage, such as jewellery, watches, electronic devices or other valuables.
By distinguishing between the overall value of your collection and the maximum value you can carry on your daily travels, you can reduce your insurance premium.
If you have a collection of 10 watches, it is very rare for you to carry more than one at a time.
The insurer therefore assumes that 90% of your collection is in a safe at home or at the bank. With only 10% of the collection in circulation, the overall risk is minimised.
Of course, there may be exceptions: if the policyholder has to move his entire collection when moving house or changing safe deposit boxes from one bank to another.
In such cases, it is essential to inform the insurer.
The theft of a luxury watch is an unfortunate incident that can have significant financial consequences. If your luxury watch has been stolen, here are the steps you should take to deal with the situation :
It is essential to act quickly and follow these steps diligently if a luxury watch is stolen, as reacting quickly can increase your chances of recovering it.
To protect a luxury watch at home, you should consider installing a high-quality safe. Here are some features to consider :
| Grade 0 | </= 50 000 € |
| Grade 1 | </= 80 000 € |
| Grade 2 | </= 150 000 € |
| Grade 3 | </= 250 000 € |
| Grade 4 | </= 400 000 € |
| Grade 5 | </= 550 000 € |
| Grade 6 | </= 700 000 € |
| Grade 7 | </= 850 000 € |
| Grace 8 | </= 1 000 000 € |
Don’t forget to keep a secure copy of the documentation relating to your luxury watch, such as the purchase invoice and proof of authenticity, outside the safe in case you need this information.
Yes, your policy is worldwide (except for countries at war).
It is generally inadvisable to travel with a fine watch or other valuables to countries or regions with a high security risk. Here are a few reasons why this may not be a good idea :
It is advisable to leave your valuables in a safe place at home or in a secure safe when you travel. If you absolutely must wear a watch, consider using a less expensive, discreet watch to avoid attracting attention. At the end of the day, your personal safety should always be your top priority when travelling.
You will be compensated for the purchase value.
A number of conditions must be met, as set out in the general terms and conditions of your policy :
Reimbursement will be made to your personal bank account within 30 days of the insurers’ decision.
