Our service is exclusively reserved for collectors.
The reliability of our customers and the reputation of our partners allow you to benefit from optimal protection at a reduced cost.
YourGuarantees
The contract is designed to guarantee against all risks any watch for which the contract has been taken out at approved or declared value.
The insured benefits from compensation in identical replacement value without sub-limitation.
In the event of a partial loss, the insured is covered for the cost of repairs carried out by professional partners.
The guarantees systematically provided:
| Any damage to watches, including accidental breakage | |
| Robbery | |
| Natural disasters and technological disasters in the event of a decree published in the official journal | |
| Attack or act of terrorism | |
| Additional fees and costs (rescue measures necessary after a disaster, transport and storage, etc.) subject to our prior agreement | |
| New acquisitions (within 90 days and up to 15% of the total insured) |
Watches not declared to the insurer are not insured.
MainExclusions
- The mysterious disappearance and simple theft
- Damage resulting from gradual or normal deterioration caused by use and time, rust, mold, germination or condensation
- Warping or shrinking
- Damage caused by moths, vermin, wood-eating insects, variations in humidity or temperature or by exposure to light
- Damage resulting from a lack of maintenance or repair, from the obvious negligence of the insured
- Foreign or civil war
- Any nuclear reaction or radiation, contamination resulting from radioactivity, except for property in Switzerland in the event of a terrorist act or attack
- Any chemical, biological or bacteriological contamination, except for goods in Switzerland in the event of a terrorist act or attack
- Presence or use of asbestos
- Confiscation, expropriation, nationalization or requisition
MainRestrictions
- A sum may remain the responsibility of the insured (deductible).
- The guarantees are limited to the insured amounts that the insured has declared or that the insurer has approved for each work upon subscription.
- In the event of a claim, and in the event of a declared value guarantee, the insured must prove the value, ownership and authenticity of the goods by all means.
- Guarantees are generally granted worldwide, but may be subject to restrictions to one or more risk addresses mentioned in the Special Conditions.
- In the event of replacement or restoration, these must be carried out by professional partners of the insurance product.